Howdy Appraisal

A real estate appraisal is a professional, unbiased estimate of a property’s market value, usually conducted by a licensed or certified appraiser.

1. On-site inspection: The appraiser visits the property to assess condition, take measurements, and photos.
2. Market analysis: They compare the property to similar recently sold properties nearby.
3. Report creation: A detailed appraisal report is generated, often including maps, photos, comparable sales data, and a final opinion of value.

• Property size and condition (square footage, layout, quality of construction)
• Recent comparable sales (“comps”) of similar properties in the area
• Location (neighborhood, school district, proximity to amenities)
• Market conditions (supply and demand, economic trends)
• We also take into account upgrades, renovations and any factors that affect the property’s value

If you are the borrower, you will get a copy of the appraisal. If you are a borrower, you will have to ask for a copy through your lender.

Lenders use appraisals to make sure they’re not loaning more money than the property is worth. For buyers, sellers, and property owners, it provides a clear, professional valuation to make informed decisions.

1. Location/School District
2. Property Size & Usable Space
3. Condition and Age
4. Upgrades and Renovations
5. Market Conditions
6. Legal or Zoning Factors

1. Buying or selling a home
2. Refinancing a mortgage
3. Estate planning or settlement
4. Divorce or legal disputes
5. Property tax assessment appeals
6. PMI removal (Private Mortgage Insurance)